AMS Editorial Staff | Featuring Maria Dell With a background spanning project management, fashion styling, art direction, production, media, design, and events, Maria Dell is building the next chapter of her work…
The deduction may help workers, but employers still have payroll, reporting and recordkeeping responsibilities that cannot be ignored.
New federal tax provisions are putting fresh attention on household savings, deductions and the relationship between family finances and business planning.
The Federal Reserve says small-business financing remains somewhat restrictive, with some firms relying more heavily on costly revolving credit.
Small firms have spent much of the last year deciding whether to absorb higher costs, raise prices or redesign sourcing.
AI can improve underwriting, service and fraud controls, but financial institutions are becoming more dependent on a small group of infrastructure…
By Eric Kuvykin
Independent business intelligence for SMB and SME owners, delivered without the noise.
A move to Florida can affect business registrations, property ownership, estate documents, leases and contractual obligations.
By Craig A. Fine, Esq.Equity markets can perform well while small businesses still encounter expensive borrowing, tighter underwriting and uneven consumer demand.
A processor, software platform or fintech acquisition can change pricing, support, risk policy and integrations long after the press release.
By Eric KuvykinThe New York-to-Florida move is more than a change of address. Business ownership, homestead questions, estate documents and property interests can cross jurisdictions in…
By Craig A. Fine, Esq.Synthetic voice and video are weakening familiar fraud controls and forcing businesses to verify high-risk instructions independently.
The highest-value AI in payments may be invisible: better exception handling, fraud detection, support routing and reconciliation.
By Eric KuvykinPartnership and operating agreements are easiest to ignore while everyone gets along—and most valuable when money, control or exit expectations diverge.
By Craig A. Fine, Esq.AI governance is becoming an operating issue for businesses that depend on models embedded inside everyday software.
AI can increase the productive capacity of local businesses when it removes repetitive work, improves follow-up and gives employees more time for customers, judgment…
By Eric KuvykinIrregular revenue cycles, slow-paying clients, and delayed settlement times from traditional processors. A practical guide to the operating issue, what owners should measure, and…
The documents may look familiar across state lines, but local practice, taxes, title issues and closing procedures can differ materially.
By Craig A. Fine, Esq.Payments do not eliminate the need to preserve claim records, entity history and settlement correspondence.
The revised settlement could affect merchant acceptance rules as well as pricing, making implementation details critical.
How to distinguish the official settlement administrator from third-party claims services, claim buyers, and suspicious outreach.
Hiring has cooled, but qualified-worker shortages remain a practical problem for many small employers.
Expanded SBA-backed capacity can change the financing conversation for larger SMB projects.
Tariffs and higher input costs force owners to choose among margin compression, price increases and supplier changes.
Elevated financing costs are changing the buy-versus-lease calculation for owner-occupied property.
